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10-K

Annual Report

CREDIT ACCEPTANCE CORP CACC

0000885550-26-000047

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Filed
Feb 13, 2026 12:00 AM ET
Period of report

On SEC.gov

Financials in this filing

Metric Period Value
Shares Outstanding FY 2025 · Feb 6, 2026 10.75M sh
Shares Diluted FY 2025 · Dec 31, 2025 11.65M sh
Shares Diluted FY 2025 · Dec 31, 2024 12.47M sh
Shares Diluted FY 2025 · Dec 31, 2023 13.01M sh
Stock Repurchased FY 2025 · Dec 31, 2025 $725.4M
Stock Repurchased FY 2025 · Dec 31, 2024 $313.3M
Stock Repurchased FY 2025 · Dec 31, 2023 $202.6M
Capex FY 2025 · Dec 31, 2025 $1.6M
Capex FY 2025 · Dec 31, 2024 $1.8M
Capex FY 2025 · Dec 31, 2023 $4M
Operating Cash Flow FY 2025 · Dec 31, 2025 $1.05B
Operating Cash Flow FY 2025 · Dec 31, 2024 $1.14B
Operating Cash Flow FY 2025 · Dec 31, 2023 $1.2B
Cash And Equivalents FY 2025 · Dec 31, 2025 $22.8M
Cash And Equivalents FY 2025 · Dec 31, 2024 $343.7M
Cash And Equivalents FY 2025 · Dec 31, 2023 $13.2M
Stockholders Equity FY 2025 · Dec 31, 2025 $1.52B
Stockholders Equity FY 2025 · Dec 31, 2024 $1.75B
Stockholders Equity FY 2025 · Dec 31, 2023 $1.75B
Stockholders Equity FY 2025 · Dec 31, 2022 $1.62B
Total Liabilities FY 2025 · Dec 31, 2025 $7.11B
Total Liabilities FY 2025 · Dec 31, 2024 $7.11B
Total Assets FY 2025 · Dec 31, 2025 $8.63B
Total Assets FY 2025 · Dec 31, 2024 $8.85B
Eps Diluted FY 2025 · Dec 31, 2025 $36.38
Eps Diluted FY 2025 · Dec 31, 2024 $19.88
Eps Diluted FY 2025 · Dec 31, 2023 $21.99
Eps Basic FY 2025 · Dec 31, 2025 $37.02
Eps Basic FY 2025 · Dec 31, 2024 $20.12
Eps Basic FY 2025 · Dec 31, 2023 $22.09
Sga Expense FY 2025 · Dec 31, 2025 $161.4M
Sga Expense FY 2025 · Dec 31, 2024 $97.9M
Sga Expense FY 2025 · Dec 31, 2023 $87.2M
Net Income FY 2025 · Dec 31, 2025 $423.9M
Net Income FY 2025 · Dec 31, 2024 $247.9M
Net Income FY 2025 · Dec 31, 2023 $286.1M
Revenue FY 2025 · Dec 31, 2025 $2.32B
Revenue FY 2025 · Dec 31, 2024 $2.16B
Revenue FY 2025 · Dec 31, 2023 $1.9B