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20-F

Annual Report (Foreign)

Qfin Holdings, Inc. QFIN QFNHF

0001104659-26-049501

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Filed
Apr 27, 2026 12:00 AM ET
Period of report

On SEC.gov

Financials in this filing

Metric Period Value
Shares Diluted FY 2025 · Dec 31, 2025 272.17M sh
Shares Diluted FY 2025 · Dec 31, 2024 303.45M sh
Shares Diluted FY 2025 · Dec 31, 2023 328.51M sh
Shares Outstanding FY 2025 · Dec 31, 2025 243.82M sh
Stock Repurchased FY 2025 · Dec 31, 2025 $693.27M
Stock Repurchased FY 2025 · Dec 31, 2025 ¥4.85B
Stock Repurchased FY 2025 · Dec 31, 2024 ¥2.97B
Stock Repurchased FY 2025 · Dec 31, 2023 ¥636.18M
Capex FY 2025 · Dec 31, 2025 $34.4M
Capex FY 2025 · Dec 31, 2025 ¥240.54M
Capex FY 2025 · Dec 31, 2024 ¥153.15M
Capex FY 2025 · Dec 31, 2023 ¥84.55M
Operating Cash Flow FY 2025 · Dec 31, 2025 $1.58B
Operating Cash Flow FY 2025 · Dec 31, 2025 ¥11.08B
Operating Cash Flow FY 2025 · Dec 31, 2024 ¥9.34B
Operating Cash Flow FY 2025 · Dec 31, 2023 ¥7.12B
Short Term Investments FY 2025 · Dec 31, 2025 $407.87M
Short Term Investments FY 2025 · Dec 31, 2025 ¥2.85B
Short Term Investments FY 2025 · Dec 31, 2024 ¥3.39B
Cash And Equivalents FY 2025 · Dec 31, 2025 $671.64M
Cash And Equivalents FY 2025 · Dec 31, 2025 ¥4.7B
Cash And Equivalents FY 2025 · Dec 31, 2024 ¥4.45B
Cash And Equivalents FY 2025 · Dec 31, 2023 ¥4.18B
Stockholders Equity FY 2025 · Dec 31, 2025 $3.45B
Stockholders Equity FY 2025 · Dec 31, 2025 ¥24.11B
Stockholders Equity FY 2025 · Dec 31, 2024 ¥24.19B
Current Liabilities FY 2025 · Dec 31, 2025 $2.91B
Current Liabilities FY 2025 · Dec 31, 2025 ¥20.36B
Current Liabilities FY 2025 · Dec 31, 2024 ¥17.47B
Total Liabilities FY 2025 · Dec 31, 2025 $4.69B
Total Liabilities FY 2025 · Dec 31, 2025 ¥32.79B
Total Liabilities FY 2025 · Dec 31, 2024 ¥23.89B
Current Assets FY 2025 · Dec 31, 2025 $7.08B
Current Assets FY 2025 · Dec 31, 2025 ¥49.48B
Current Assets FY 2025 · Dec 31, 2024 ¥42.78B
Total Assets FY 2025 · Dec 31, 2025 $8.14B
Total Assets FY 2025 · Dec 31, 2025 ¥56.95B
Total Assets FY 2025 · Dec 31, 2024 ¥48.13B
Eps Diluted FY 2025 · Dec 31, 2025 $3.15
Eps Diluted FY 2025 · Dec 31, 2025 ¥22.01
Eps Diluted FY 2025 · Dec 31, 2024 ¥20.64
Eps Diluted FY 2025 · Dec 31, 2023 ¥13.04
Eps Basic FY 2025 · Dec 31, 2025 $3.21
Eps Basic FY 2025 · Dec 31, 2025 ¥22.48
Eps Basic FY 2025 · Dec 31, 2024 ¥21.02
Eps Basic FY 2025 · Dec 31, 2023 ¥13.36
Sga Expense FY 2025 · Dec 31, 2025 $94.23M
Sga Expense FY 2025 · Dec 31, 2025 ¥658.98M
Sga Expense FY 2025 · Dec 31, 2024 ¥449.51M
Sga Expense FY 2025 · Dec 31, 2023 ¥421.08M
Operating Income FY 2025 · Dec 31, 2025 $955M
Operating Income FY 2025 · Dec 31, 2025 ¥6.68B
Operating Income FY 2025 · Dec 31, 2024 ¥7.53B
Operating Income FY 2025 · Dec 31, 2023 ¥4.86B
Cost Of Revenue FY 2025 · Dec 31, 2025 $429.27M
Cost Of Revenue FY 2025 · Dec 31, 2025 ¥3B
Cost Of Revenue FY 2025 · Dec 31, 2024 ¥2.9B
Cost Of Revenue FY 2025 · Dec 31, 2023 ¥2.66B
Revenue FY 2025 · Dec 31, 2025 $2.75B
Revenue FY 2025 · Dec 31, 2025 ¥19.21B
Revenue FY 2025 · Dec 31, 2024 ¥17.17B
Revenue FY 2025 · Dec 31, 2023 ¥16.29B