Skip to content
10-Q/A

Quarterly Report

Upstart Holdings, Inc. UPST

0001647639-25-000100

← back to feed
Filed
Aug 6, 2025 12:00 AM ET
Period of report
Amendment. Amends a previously filed report.

On SEC.gov

Financials in this filing

Metric Period Value
Shares Outstanding Q2 2025 · Jul 29, 2025 96.22M sh
Shares Diluted Q2 2025 · Jun 30, 2025 102.85M sh
Shares Diluted Q2 2025 · Jun 30, 2025 103.18M sh
Shares Diluted Q2 2025 · Jun 30, 2024 88.44M sh
Shares Diluted Q2 2025 · Jun 30, 2024 87.73M sh
Capex Q2 2025 · Jun 30, 2025 $115K
Capex Q2 2025 · Jun 30, 2024 $721K
Operating Cash Flow Q2 2025 · Jun 30, 2025 −$133.65M
Operating Cash Flow Q2 2025 · Jun 30, 2024 $117.92M
Cash And Equivalents Q2 2025 · Jun 30, 2025 $395.94M
Cash And Equivalents Q2 2025 · Dec 31, 2024 $788.42M
Stockholders Equity Q2 2025 · Jun 30, 2025 $722.01M
Stockholders Equity Q2 2025 · Mar 31, 2025 $676.64M
Stockholders Equity Q2 2025 · Dec 31, 2024 $633.22M
Stockholders Equity Q2 2025 · Jun 30, 2024 $594.71M
Stockholders Equity Q2 2025 · Mar 31, 2024 $612.8M
Stockholders Equity Q2 2025 · Dec 31, 2023 $635.31M
Total Liabilities Q2 2025 · Jun 30, 2025 $1.76B
Total Liabilities Q2 2025 · Dec 31, 2024 $1.73B
Total Assets Q2 2025 · Jun 30, 2025 $2.48B
Total Assets Q2 2025 · Dec 31, 2024 $2.37B
Eps Diluted Q2 2025 · Jun 30, 2025 $0.05
Eps Diluted Q2 2025 · Jun 30, 2025 $0.03
Eps Diluted Q2 2025 · Jun 30, 2024 −$0.62
Eps Diluted Q2 2025 · Jun 30, 2024 −$1.36
Eps Basic Q2 2025 · Jun 30, 2025 $0.06
Eps Basic Q2 2025 · Jun 30, 2025 $0.03
Eps Basic Q2 2025 · Jun 30, 2024 −$0.62
Eps Basic Q2 2025 · Jun 30, 2024 −$1.36
Sga Expense Q2 2025 · Jun 30, 2025 $64.57M
Sga Expense Q2 2025 · Jun 30, 2025 $125.13M
Sga Expense Q2 2025 · Jun 30, 2024 $53.02M
Sga Expense Q2 2025 · Jun 30, 2024 $110.63M
Rd Expense Q2 2025 · Jun 30, 2025 $68.83M
Rd Expense Q2 2025 · Jun 30, 2025 $126.66M
Rd Expense Q2 2025 · Jun 30, 2024 $58.45M
Rd Expense Q2 2025 · Jun 30, 2024 $121.54M
Net Income Q2 2025 · Jun 30, 2025 $5.61M
Net Income Q2 2025 · Jun 30, 2025 $3.16M
Net Income Q2 2025 · Jun 30, 2024 −$54.47M
Net Income Q2 2025 · Jun 30, 2024 −$119.07M
Operating Income Q2 2025 · Jun 30, 2025 $4.54M
Operating Income Q2 2025 · Jun 30, 2025 $46K
Operating Income Q2 2025 · Jun 30, 2024 −$55.49M
Operating Income Q2 2025 · Jun 30, 2024 −$122.95M