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10-Q

Quarterly Report

Chime Financial, Inc. CHYM

0001795586-25-000009

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Filed
Aug 11, 2025 12:00 AM ET
Period of report

On SEC.gov

Financials in this filing

Metric Period Value
Shares Diluted Q2 2025 · Jun 30, 2025 126.62M sh
Shares Diluted Q2 2025 · Jun 30, 2025 96.41M sh
Shares Diluted Q2 2025 · Jun 30, 2024 64.68M sh
Shares Diluted Q2 2025 · Jun 30, 2024 64.56M sh
Shares Outstanding Q2 2025 · Jun 30, 2025 0 sh
Shares Outstanding Q2 2025 · Dec 31, 2024 66.95M sh
Stock Repurchased Q2 2025 · Jun 30, 2025 $0
Stock Repurchased Q2 2025 · Jun 30, 2024 $593K
Capex Q2 2025 · Jun 30, 2025 $3.63M
Capex Q2 2025 · Jun 30, 2024 $134K
Operating Cash Flow Q2 2025 · Jun 30, 2025 $2.74M
Operating Cash Flow Q2 2025 · Jun 30, 2024 $70.84M
Cash And Equivalents Q2 2025 · Jun 30, 2025 $868.28M
Cash And Equivalents Q2 2025 · Dec 31, 2024 $337.7M
Cash And Equivalents Q2 2025 · Jun 30, 2024 $295.42M
Stockholders Equity Q2 2025 · Jun 30, 2025 $1.43B
Stockholders Equity Q2 2025 · Mar 31, 2025 −$1.91B
Stockholders Equity Q2 2025 · Dec 31, 2024 −$1.93B
Stockholders Equity Q2 2025 · Jun 30, 2024 −$1.91B
Stockholders Equity Q2 2025 · Mar 31, 2024 −$1.93B
Stockholders Equity Q2 2025 · Dec 31, 2023 −$1.95B
Current Liabilities Q2 2025 · Jun 30, 2025 $359.7M
Current Liabilities Q2 2025 · Dec 31, 2024 $374.82M
Total Liabilities Q2 2025 · Jun 30, 2025 $474.38M
Total Liabilities Q2 2025 · Dec 31, 2024 $501.52M
Current Assets Q2 2025 · Jun 30, 2025 $1.74B
Current Assets Q2 2025 · Dec 31, 2024 $1.29B
Total Assets Q2 2025 · Jun 30, 2025 $1.9B
Total Assets Q2 2025 · Dec 31, 2024 $1.46B
Eps Diluted Q2 2025 · Jun 30, 2025 −$7.29
Eps Diluted Q2 2025 · Jun 30, 2025 −$9.44
Eps Diluted Q2 2025 · Jun 30, 2024 $0.00
Eps Diluted Q2 2025 · Jun 30, 2024 $0.00
Eps Basic Q2 2025 · Jun 30, 2025 −$7.29
Eps Basic Q2 2025 · Jun 30, 2025 −$9.44
Eps Basic Q2 2025 · Jun 30, 2024 $0.00
Eps Basic Q2 2025 · Jun 30, 2024 $0.00
Sga Expense Q2 2025 · Jun 30, 2025 $279.67M
Sga Expense Q2 2025 · Jun 30, 2025 $326.84M
Sga Expense Q2 2025 · Jun 30, 2024 $41.64M
Sga Expense Q2 2025 · Jun 30, 2024 $80.89M
Rd Expense Q2 2025 · Jun 30, 2025 $621.75M
Rd Expense Q2 2025 · Jun 30, 2025 $699.64M
Rd Expense Q2 2025 · Jun 30, 2024 $75.37M
Rd Expense Q2 2025 · Jun 30, 2024 $150.3M
Net Income Q2 2025 · Jun 30, 2025 −$923.38M
Net Income Q2 2025 · Jun 30, 2025 −$910.44M
Net Income Q2 2025 · Mar 31, 2025 $12.94M
Net Income Q2 2025 · Jun 30, 2024 $385K
Net Income Q2 2025 · Jun 30, 2024 $16.29M
Net Income Q2 2025 · Mar 31, 2024 $15.9M
Operating Income Q2 2025 · Jun 30, 2025 −$930.64M
Operating Income Q2 2025 · Jun 30, 2025 −$921.5M
Operating Income Q2 2025 · Jun 30, 2024 −$9.44M
Operating Income Q2 2025 · Jun 30, 2024 −$4.41M
Gross Profit Q2 2025 · Jun 30, 2025 $461.03M
Gross Profit Q2 2025 · Jun 30, 2025 $919.36M
Gross Profit Q2 2025 · Jun 30, 2024 $333.71M
Gross Profit Q2 2025 · Jun 30, 2024 $678.24M
Cost Of Revenue Q2 2025 · Jun 30, 2025 $67.12M
Cost Of Revenue Q2 2025 · Jun 30, 2025 $127.54M
Cost Of Revenue Q2 2025 · Jun 30, 2024 $50.5M
Cost Of Revenue Q2 2025 · Jun 30, 2024 $97.95M
Revenue Q2 2025 · Jun 30, 2025 $528.15M
Revenue Q2 2025 · Jun 30, 2025 $1.05B
Revenue Q2 2025 · Jun 30, 2024 $384.21M
Revenue Q2 2025 · Jun 30, 2024 $776.19M