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10-K

Annual Report

Chime Financial, Inc. CHYM

0001795586-26-000013

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Filed
Mar 6, 2026 12:00 AM ET
Period of report

On SEC.gov

Financials in this filing

Metric Period Value
Shares Diluted FY 2025 · Dec 31, 2025 236.27M sh
Shares Diluted FY 2025 · Dec 31, 2024 64.91M sh
Shares Diluted FY 2025 · Dec 31, 2023 63.1M sh
Shares Outstanding FY 2025 · Dec 31, 2025 0 sh
Shares Outstanding FY 2025 · Dec 31, 2024 66.95M sh
Stock Repurchased FY 2025 · Dec 31, 2025 $77.54M
Stock Repurchased FY 2025 · Dec 31, 2024 $950K
Stock Repurchased FY 2025 · Dec 31, 2023 $61K
Operating Cash Flow FY 2025 · Dec 31, 2025 $52.78M
Operating Cash Flow FY 2025 · Dec 31, 2024 $64.14M
Operating Cash Flow FY 2025 · Dec 31, 2023 −$156.59M
Cash And Equivalents FY 2025 · Dec 31, 2025 $466.25M
Cash And Equivalents FY 2025 · Dec 31, 2024 $337.7M
Cash And Equivalents FY 2025 · Dec 31, 2023 $239.75M
Stockholders Equity FY 2025 · Dec 31, 2025 $1.4B
Stockholders Equity FY 2025 · Dec 31, 2024 −$1.93B
Stockholders Equity FY 2025 · Dec 31, 2023 −$1.95B
Stockholders Equity FY 2025 · Dec 31, 2022 −$1.79B
Current Liabilities FY 2025 · Dec 31, 2025 $387.92M
Current Liabilities FY 2025 · Dec 31, 2024 $374.82M
Total Liabilities FY 2025 · Dec 31, 2025 $562.9M
Total Liabilities FY 2025 · Dec 31, 2024 $501.52M
Current Assets FY 2025 · Dec 31, 2025 $1.76B
Current Assets FY 2025 · Dec 31, 2024 $1.29B
Total Assets FY 2025 · Dec 31, 2025 $1.96B
Total Assets FY 2025 · Dec 31, 2024 $1.46B
Eps Diluted FY 2025 · Dec 31, 2025 −$4.27
Eps Diluted FY 2025 · Dec 31, 2024 −$0.39
Eps Diluted FY 2025 · Dec 31, 2023 −$3.22
Eps Basic FY 2025 · Dec 31, 2025 −$4.27
Eps Basic FY 2025 · Dec 31, 2024 −$0.39
Eps Basic FY 2025 · Dec 31, 2023 −$3.22
Sga Expense FY 2025 · Dec 31, 2025 $512.11M
Sga Expense FY 2025 · Dec 31, 2024 $177.23M
Sga Expense FY 2025 · Dec 31, 2023 $154.95M
Rd Expense FY 2025 · Dec 31, 2025 $934.93M
Rd Expense FY 2025 · Dec 31, 2024 $309.58M
Rd Expense FY 2025 · Dec 31, 2023 $259M
Net Income FY 2025 · Dec 31, 2025 −$1.01B
Net Income FY 2025 · Dec 31, 2024 −$25.34M
Net Income FY 2025 · Dec 31, 2023 −$203.2M
Operating Income FY 2025 · Dec 31, 2025 −$1.04B
Operating Income FY 2025 · Dec 31, 2024 −$62.2M
Operating Income FY 2025 · Dec 31, 2023 −$235.79M
Gross Profit FY 2025 · Dec 31, 2025 $1.92B
Gross Profit FY 2025 · Dec 31, 2024 $1.47B
Gross Profit FY 2025 · Dec 31, 2023 $1.06B
Cost Of Revenue FY 2025 · Dec 31, 2025 $263.05M
Cost Of Revenue FY 2025 · Dec 31, 2024 $207.51M
Cost Of Revenue FY 2025 · Dec 31, 2023 $219.74M
Revenue FY 2025 · Dec 31, 2025 $2.19B
Revenue FY 2025 · Dec 31, 2024 $1.67B
Revenue FY 2025 · Dec 31, 2023 $1.28B