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10-Q

Quarterly Report

nCino, Inc. NCNO

0001902733-25-000131

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Filed
Dec 3, 2025 12:00 AM ET
Period of report

On SEC.gov

Financials in this filing

Metric Period Value
Shares Outstanding Q3 2026 · Nov 28, 2025 114.68M sh
Shares Diluted Q3 2026 · Oct 31, 2025 115.83M sh
Shares Diluted Q3 2026 · Oct 31, 2025 113.59M sh
Shares Diluted Q3 2026 · Oct 31, 2024 115.61M sh
Shares Diluted Q3 2026 · Oct 31, 2024 114.97M sh
Stock Repurchased Q3 2026 · Oct 31, 2025 $100.08M
Stock Repurchased Q3 2026 · Oct 31, 2024 $0
Capex Q3 2026 · Oct 31, 2025 $7.04M
Capex Q3 2026 · Oct 31, 2024 $1.47M
Operating Cash Flow Q3 2026 · Oct 31, 2025 $77.13M
Operating Cash Flow Q3 2026 · Oct 31, 2024 $65.22M
Cash And Equivalents Q3 2026 · Oct 31, 2025 $87.59M
Cash And Equivalents Q3 2026 · Jan 31, 2025 $120.93M
Cash And Equivalents Q3 2026 · Oct 31, 2024 $257.89M
Stockholders Equity Q3 2026 · Oct 31, 2025 $1.04B
Stockholders Equity Q3 2026 · Jul 31, 2025 $1.06B
Stockholders Equity Q3 2026 · Jan 31, 2025 $1.09B
Stockholders Equity Q3 2026 · Oct 31, 2024 $1.09B
Stockholders Equity Q3 2026 · Jul 31, 2024 $1.07B
Stockholders Equity Q3 2026 · Jan 31, 2024 $1.05B
Current Liabilities Q3 2026 · Oct 31, 2025 $208.08M
Current Liabilities Q3 2026 · Jan 31, 2025 $251.51M
Total Liabilities Q3 2026 · Oct 31, 2025 $507.25M
Total Liabilities Q3 2026 · Jan 31, 2025 $512.78M
Current Assets Q3 2026 · Oct 31, 2025 $209.22M
Current Assets Q3 2026 · Jan 31, 2025 $302.25M
Total Assets Q3 2026 · Oct 31, 2025 $1.56B
Total Assets Q3 2026 · Jan 31, 2025 $1.61B
Eps Diluted Q3 2026 · Oct 31, 2025 $0.06
Eps Diluted Q3 2026 · Oct 31, 2025 −$0.03
Eps Diluted Q3 2026 · Oct 31, 2024 −$0.05
Eps Diluted Q3 2026 · Oct 31, 2024 −$0.17
Eps Basic Q3 2026 · Oct 31, 2025 $0.06
Eps Basic Q3 2026 · Oct 31, 2025 −$0.03
Eps Basic Q3 2026 · Oct 31, 2024 −$0.05
Eps Basic Q3 2026 · Oct 31, 2024 −$0.17
Sga Expense Q3 2026 · Oct 31, 2025 $19.32M
Sga Expense Q3 2026 · Oct 31, 2025 $66.45M
Sga Expense Q3 2026 · Oct 31, 2024 $23.11M
Sga Expense Q3 2026 · Oct 31, 2024 $66.05M
Rd Expense Q3 2026 · Oct 31, 2025 $29.54M
Rd Expense Q3 2026 · Oct 31, 2025 $97.55M
Rd Expense Q3 2026 · Oct 31, 2024 $33.04M
Rd Expense Q3 2026 · Oct 31, 2024 $97.29M
Net Income Q3 2026 · Oct 31, 2025 $6.54M
Net Income Q3 2026 · Oct 31, 2025 −$3.16M
Net Income Q3 2026 · Oct 31, 2024 −$5.25M
Net Income Q3 2026 · Oct 31, 2024 −$19.27M
Operating Income Q3 2026 · Oct 31, 2025 $11.72M
Operating Income Q3 2026 · Oct 31, 2025 $907K
Operating Income Q3 2026 · Oct 31, 2024 −$824K
Operating Income Q3 2026 · Oct 31, 2024 −$12.39M
Gross Profit Q3 2026 · Oct 31, 2025 $93.69M
Gross Profit Q3 2026 · Oct 31, 2025 $268.25M
Gross Profit Q3 2026 · Oct 31, 2024 $85.05M
Gross Profit Q3 2026 · Oct 31, 2024 $240.43M
Cost Of Revenue Q3 2026 · Oct 31, 2025 $58.48M
Cost Of Revenue Q3 2026 · Oct 31, 2025 $176.86M
Cost Of Revenue Q3 2026 · Oct 31, 2024 $53.75M
Cost Of Revenue Q3 2026 · Oct 31, 2024 $158.86M
Revenue Q3 2026 · Oct 31, 2025 $152.16M
Revenue Q3 2026 · Oct 31, 2025 $445.12M
Revenue Q3 2026 · Oct 31, 2024 $138.8M
Revenue Q3 2026 · Oct 31, 2024 $399.29M